Journal ArticleDOI
New determinants of ease of use and perceived usefulness for mobile banking adoption
TLDR
In this article, the intention of individuals to continue using mobile banking in Pakistan through using a model of technology acceptance model (TAM) was analyzed through a structured instrument while the sample size included 300 users of mobile banking.Abstract:
This research centres the variables affecting the intention of individuals to continue using mobile banking in Pakistan through using a model of technology acceptance model (TAM). Relevant information was collected through a structured instrument while the sample size included 300 users of mobile banking. Furthermore, statistical tools applied as a part of a study were reliability analysis and partial least square-SEM = Structural Equation Modelling in order to check the effect of those factors with the intention of the users. Outcomes suggest that resistance is significantly and negatively associated with perceived ease of use while it is significantly and positively associated with perceived usefulness. Also, perceived risk and compatibility have positive significant relationships with both perceived ease of use and perceived usefulness. However, awareness is positively and significantly connected with perceived ease of use and an insignificant relationship with perceived usefulness. Perceived ease of use has a significant positive relationship with both perceived usefulness and attitude, while perceived usefulness has a positive significant relationship with attitude and intention towards adopting mobile banking. Finally, attitude is also positively and significantly linked with the intention of using mobile banking. The results of this study provide useful information about the users' pattern of using the technology, which will be helpful for the financial institutions.read more
Citations
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Journal ArticleDOI
A cross-cultural study of the intention to use mobile banking between Lebanese and British consumers: Extending UTAUT2 with security, privacy and trust
TL;DR: In this paper, a conceptual framework was developed through extending the Unified Theory of Acceptance and Use of Technology UTAUT2 by incorporating three additional constructs, namely trust (TR), security (PS) and privacy (PP).
Proceedings Article
The effects of post-adoption beliefs on the expectation-confirmation model for information technology continuance
TL;DR: In this paper, the authors report on a study that attempts to expand the set of post-adoption beliefs in the expectation-confirmation model (ECM) in order to extend the application of the ECM beyond an instrumental focus.
Journal ArticleDOI
Acceptance of mobile banking in Islamic banks: evidence from modified UTAUT model
TL;DR: In this article, the authors examined the factors which affect mobile banking acceptance in Islamic banks of Pakistan by using the modified unified theory of acceptance and use of technology (UTAUT) model.
Journal ArticleDOI
Mobile banking use: A comparative study with Brazilian and U.S. participants
TL;DR: This paper develops a theoretical model that includes six variables as determinant factors of mobile banking use and employs a structural equation model to analyze the difference of path coefficients between the models of the two countries.
Journal ArticleDOI
A meta-analysis of the UTAUT model in the mobile banking literature: The moderating role of sample size and culture
TL;DR: In this paper, the UTAUT theory was used to identify the role of moderating variables on each UTAAT path and found that usage intention is the most critical predictor of use behavior.
References
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Journal ArticleDOI
Evaluating Structural Equation Models with Unobservable Variables and Measurement Error
Claes Fornell,David F. Larcker +1 more
TL;DR: In this paper, the statistical tests used in the analysis of structural equation models with unobservable variables and measurement error are examined, and a drawback of the commonly applied chi square test, in additit...
Perceived Usefulness, Perceived Ease of Use, and User
TL;DR: Regression analyses suggest that perceived ease of use may actually be a causal antecdent to perceived usefulness, as opposed to a parallel, direct determinant of system usage.
Journal ArticleDOI
User acceptance of information technology: toward a unified view
TL;DR: The Unified Theory of Acceptance and Use of Technology (UTAUT) as mentioned in this paper is a unified model that integrates elements across the eight models, and empirically validate the unified model.
Journal ArticleDOI
A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies
TL;DR: In this paper, the authors developed and tested a theoretical extension of the TAM model that explains perceived usefulness and usage intentions in terms of social influence and cognitive instrumental processes, which was tested using longitudinal data collected regarding four different systems at four organizations (N = 156), two involving voluntary usage and two involving mandatory usage.
Journal ArticleDOI
Convergent and discriminant validation by the multitrait-multimethod matrix.
TL;DR: This transmutability of the validation matrix argues for the comparisons within the heteromethod block as the most generally relevant validation data, and illustrates the potential interchangeability of trait and method components.
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